buying

Find Your Dream Home With Your Favorite Realtor

working with a buyer

A professional real estate broker works with people wanting to buy a property by providing advice and services to help them to find a property that fits their needs and completing the steps of the transaction, such as:

  • Provide information as to the advantages and disadvantages of the choices available to you.
  • Helping buyers locate all properties in their desired area in their price range and meeting their criteria
  • Coordinating and helping buyers to visit and view properties
  • Disclose material facts known about the properties being shown
  • When a decision is made to attempt a purchase, helping the buyer craft their initial offer and purchase agreement
  • Working with the buyer on their behalf in negotiations with the seller through their agent/broker
  • Once a purchase contract is executed, coordinating the transaction process on the buyer side
  • Delivering and explaining documents in the transaction process
  • Coordinating inspections, reports and repair negotiations
  • Assisting buyers through to closing and taking possession

I will help you find the home that’s perfect for you

why you buy with me

Completely Free

That's right; 99 percent of the time it won't cost you a dime. Its totaly free of charge for you
A buyer's agent will be paid by the home seller once the home is sold. Not only is it free, but a buyer's rep will be saving you both time and money

Negotiating Skills

Agents are trained to negotiate well, and they know what normally works and what does not
Most have tried-and-true techniques all their own. And, most importantly, they have no emotional stake in the outcome that can cloud their thinking.

Attention to Detail

The real estate agent will be far more familiar with all this paperwork than you are
You might be far out of your element when it comes to reviewing and understanding the multiple documents involved in a real estate deal buying or selling

Fiduciary Duty

Agents have what's known as a "fiduciary" responsibility to their clients.
Your real estate agent has your back whether you're a buyer or a seller. They legally obligated to put their clients' best interests first.

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For sale
$849,000
10 BRIARCREEK RD, toronto, Ontario

10 Briarcreek Rd

Toronto, Ontario

Wow! A Very Spacious, Newly Renovated Detached Home In Sought After Meadowvale Area. Modern Feature Walls, Cathedral Ceilings, California Shutters, Pot Lights, Iron Pickets(Stairs), Dir Entrance To Garage, Sep Living, Dining & Family Spaces. Chef's Kitchen With Island, Storgae & S/S Appl (Main Flr). W/O To Double Deck In Private Backyard. Sep Entr To Bsmt. Close To 401,Ttc, School, Zoo, Rouge Natl Park, 10Mins To Go &Much More. This Home Seems To Have It All**** EXTRAS **** Among Largest Homes Of It's Style In Neighbourhd. Huge Full Bath On Main Flr, Ramped Main Entr. Include: Fridge(Main Flr),Gas Stove,Hood,Dishwasher,Fridge(Bsmt-As Is),Cvac(As Is) Exclude: Microwave(Main Flr),Curtains&Rods,Toaster-Oven(Bsmt) (id:43046)

5 Bedroom 3 Bathroom

Right At Home Realty Inc.

For sale
$1,099,000
629 EAGLEMOUNT CRES, mississauga, Ontario

629 Eaglemount Cres

Mississauga, Ontario

Welcome To 629 Eaglemount Cres. Located Centrally To All Amenities Such As Schools, Shopping, Highway, Gym, Public Transit , Go Train, This Home Is Ideal For Any Family. The Home Offers 4 Spacious Bedrooms, 3 Bathrooms, Modern Kitchen, Large Patio And A Huge Backyard Backing On To A Park With Direct Access! A True Pride Of Ownership.**** EXTRAS **** All Existing Appliances, All Existing Elfs, Washer/Dryer, Laundry Chute, Newer Furnace. (id:43046)

4 Bedroom 3 Bathroom

RE/MAX West Realty Inc.

For rent
$3,000 Monthly
35 DEVINERIDGE AVE, ajax, Ontario

35 Devineridge Ave

Ajax, Ontario

A Beautiful Family Home Right In The Heart Of Ajax Is Ready For You, Open Concept Style, Four Bedrooms, Spacious Family Room With Hunter Douglas Window Shades. House Is Only 1 Year Old Per Mpac. A Must See!**** EXTRAS **** Looking For A+++ Tenants, Letter Of Employment, Credit Scores, Pay Stubs, First And Last. Minimum 1 Year Lease. No Pets, No Smoking. Fridge, Stove, Washer, Dryer. (id:43046)

4 Bedroom 4 Bathroom

Century 21 Leading Edge Realty Inc.

For rent
$1,950 Monthly
#2501 -28 TED ROGERS WAY, toronto, Ontario

#2501 -28 Ted Rogers Way

Toronto, Ontario

Couture By Monarch. Exquisite, Spacious 1 Bedroom+1 Den Unit With 9 Ft Ceiling With Locker Included. 98 Walk Score- Less Than A Five Minute Walk From Trendy Yorkville, Restaurants & Shopping, U Of T, Ryerson University And Bloor/Yonge Subway Stn & So Much More. Breathtaking View Overlooking Rosedale Valley. Building Amenities : 24 Hr Concierge, Gym, Yoga Studio, Guest Suites, Party Room, Sauna, Hot Tub, Visitors Parking, Indoor Pool.**** EXTRAS **** Inclusive Of S/S Appliances, Fridge, Stove, B/I Dishwasher, B/I Hood/Microwave, Washer & Dryer. All Existing Elfs & Window Coverings. One Locker At Level B #123. Tenant's Content Insurance A Must And 200 Key Deposit. (id:43046)

2 Bedroom 1 Bathroom

Right At Home Realty Inc.

For rent
$2,900 Monthly
484 DALMUIR MEWS, mississauga, Ontario

484 Dalmuir Mews

Mississauga, Ontario

Stunning Semi-Detached, In An Excellent Location! Rare Find Spacious 2 Storey Home! Near All Major Highways. Complete Open Concept. Modern Looking Home With Spacious Rooms! Stunning Property, A Must See! 3 Bedroom, 3 Bathroom Home Near Transit, Shopping And Grocery Stores. Basement Is Not Included. Triple A Tenant Only**** EXTRAS **** All Window Coverings, All Electric Light Fixtures, Fridge, Stove, Dishwasher, Washer/Dryer. Quiet Single Male Triple A Tenant In Basement With Separate Entrance. New Shower And Bathtub Doors To Come. (id:43046)

3 Bedroom 3 Bathroom

RE/MAX West Realty Inc.

For sale
$499,999
#906 -223 WEBB DR, mississauga, Ontario

#906 -223 Webb Dr

Mississauga, Ontario

Welcome To Onyx Condos! Luxurious South-Facing 696 Sq Foot 1 Plus 1 Bdrm, 1Bath Unite W/ Private Balcony. Practical Layout W/ Open Concept Living/Dining/Kitchen Areas, Separate Rm/Den Ideal For Office Or 2nd Bdrm, Large Master Bdrm W/ Walkout To Open Air Balcony, His/Hers Closets, 4Pc Ensuite. Steps To Square One Shopping Mall & All Major Amenities +++!**** EXTRAS **** All Elf's, All Blinds, All Appls(Fridge/Stove/B-In D/W(As Is)/B-In Microwave/Clothes Washer/Dryer), Kitchen Island, 1 Owned Prkng/1 Owned Locker. *Bldg Amenities Incl: Concierge,Gym,Indr Pool,Party/Meeting Rm,Rooftop Deck/Grdn, Visitor Prkg (id:43046)

2 Bedroom 1 Bathroom

RE/MAX West Realty Inc.

For rent
$2,000 Monthly
#3905 -2212 LAKESHORE BLVD, toronto, Ontario

#3905 -2212 Lakeshore Blvd

Toronto, Ontario

Stunning Unit With Waterfront, Marina And Sunset Views! This Luxurious One Bedroom Suite Features 9' Ceilings, Floor To Ceiling Windows, Modern Kitchen W/ Granite Throughout, Full Sized S/S Appliances Newly Painted Open Concept Living, Engineered Hardwood Flooring. Located In The Heart Of Westlake Village, Transit, Metro, Td Bank, Shoppers, Lcbo & Starbucks At Door Steps, Walk To The Lake, Waterfront, Mimico Trails, Mins To Qew And Downtown And Airport**** EXTRAS **** Direct Access To 30,000Sf Of Club W Amenities. 24 Hr Concierge, Indoor Swimming Pool, Gym, Party Room, Rooftop Patio, Theatre, And More! Upgraded Stainless Steel Appliances. One Parking At P4-4223 And One Locker At P5 - 252 Room 23 (id:43046)

1 Bedroom 1 Bathroom

Royal LePage Real Estate Services Ltd.

For rent
$2,790 Monthly
#821 -231 FORT YORK BLVD, toronto, Ontario

#821 -231 Fort York Blvd

Toronto, Ontario

Fully Furnished 2 Bedroom Unit With The Biggest Terrace In The Building! Great Light And Exposure. Views Of Downtown! Move In And Enjoy! Stocked Kitchen. Ensuite Washer/Dryer. S/S Appliances. Two Queen Size Beds. Two Flat Screen Tv's. Included High Speed Internet And All Utilities. Visitor Parking. Tenant Parking Available Via Rent Through The Building. Building Amenities Include Pool, Gym, Bbq Deck, Games And Party Room.**** EXTRAS **** All Existing Furnishings Including Stocked Kitchen (Dishes/Pots Etc.) Massive Terrace 340 Square Feet! Parking Available For $120/Mth Extra. (id:43046)

2 Bedroom 1 Bathroom

RE/MAX West Realty Inc.

For rent
$1,580 Monthly
#710 -18 MAITLAND TERR, toronto, Ontario

#710 -18 Maitland Terr

Toronto, Ontario

Welcome To Teahouse By Lanterra! Brand New Never Lived In Wide Jr. 1 Bedroom. With A Sizable Balcony. Floor To Ceiling Windows With Lots Of Natural Light. Contemporary Kitchen With Stainless Steel Appliances, Built In Murphy Bed, Laminate Floorings, Soaker Tub, And In Suite Laundry! Just Move In With Your Suitcase! Walking Distance To College Subway Station, U Of T, Ryerson, Eaton Centre, And Hospitals. Amenities Include: Indoor Pool,Gym,24Hr Concierge,Lounge**** EXTRAS **** Stainless Steel Stove, Fridge, Dishwasher, Microwave, Integrated Range Hood Stacked Washer & Dryer. All Lighting Fixtures, Murphy Bed (No Mattress). (id:43046)

1 Bathroom

Living Realty Inc.

For sale
$699,000
428 LINDEN DR, cambridge, Ontario

428 Linden Dr

Cambridge, Ontario

Gorgeous End Unit Freehold Townhouse (Potl Fees = $138) ; Feels Like Semi-Detached 1631 Sq Ft With 3+1 Bdrms & 3 Baths ; Freshly Painted ; Open Concept Kitchen, Great Room & Breakfast Area, Walk Out To Balcony. Master Bdrm With En-Suite. Beautiful Property, Clean, Close To All Amenities. Located Very Close To Hwy 401 (2Min Away), Shops, Schools, Conestoga College, Parks, Golf Course, Transit, Trail, Playground And Much More. 1st Time Homebuyer Or Investors**** EXTRAS **** Stainless Steel (Fridge, Stove, Dishwasher), Washer And Dryer ; Garage Door Opener With Remote ; (id:43046)

4 Bedroom 4 Bathroom

Century 21 Green Realty Inc.

For sale
$1,699,000
1 MADILL ST, toronto, Ontario

1 Madill St

Toronto, Ontario

Absolutely Stunning, Fully Renovated Home In Prestigious Golfwood Village Community Welcomes You. This One Of A Kind Home Has It All: Great Curb Appeal, Beautiful Backyard Oasis, Superb Location (Golf Course, Schools, Park, Transit, 401/427), Luxurious 2,188 Sf Home With 1,326 Sf Finished Basement Apartment. Move In And Enjoy. A Perfect Setting For Relaxing And Entertaining With Fully Equipped Custom Chef's Kitchen And Open Concept Layout.**** EXTRAS **** Floor Plan/No Survey.Incl:All Elfs, All Window Covs, Main:Ss Fridge, Gas Stove, Range Hood, Dishwasher, Wine Cooler, Built-In Ovens. Basement: Fridge, Stove,Bar Fridge. Back Single Garage Door.Optional Laundry On Main.Exclude Washer/Dryer. (id:43046)

6 Bedroom 4 Bathroom

Right At Home Realty Inc.

For rent
$2,600 Monthly
#50 -370A RED MAPLE RD, richmond hill, Ontario

#50 -370a Red Maple Rd

Richmond Hill, Ontario

Brand New, Never Lived In 3 Bedroom, 2 Washroom Corner Townhouse In Richmond Hill. Open Concept Kitchen With Stone Countertop And Stainless Steel Appliances. Convenient Location, Mins Away Hillcrest Mall, Groceries, Public Transit And High Ranked Schools**** EXTRAS **** Ss Fridge, Hood-Range, Stove, Dishwasher, Washer And Dryer. All Elfs And Window Coverings Will Be Installed Before Occupancy. (id:43046)

3 Bedroom 2 Bathroom

Forest Hill Real Estate Inc.

cost related to the buying a property

Closing Cost as buyer

As a guideline on Average Closing Costs in Ontario range between 1.5% to 4% of the Purchase Price, for instance closing cost for a property purchase price at $500,000/- would range between $7,500/-  to $20,000/-.

Closing costs are generally referred to as Land Transfer Tax, Legal Fees, Expenses, and Costs that would need to be paid at the time of home purchase in additional and on top of down payment. Closing costs when buying a house or a Condo varies from City to City and Province to Province in Canada. It is crucially important to budget for closing costs when buying a property because it is an additional expense on top of moving expenses.

When you buy land or an interest in land in Ontario, you pay Ontario’s land transfer tax. When you acquire land or a beneficial interest in land, you pay land transfer tax to the province when the transaction closes. Land transfer tax is normally based on the amount paid for the land, in addition to the amount remaining on any mortgage or debt assumed as part of the arrangement to buy the land.

A lawyer or notary will charge a fee for their professional services involved in drafting the title deed, preparing the mortgage, and conducting the various searches. The disbursements, on the other hand, are out-of-pocket expenses incurred, such as registrations, searches, supplies, etc., plus HST.

All mortgage lenders will require a certificate of fire insurance to be in place from the time you take possession of the home. The amount required is generally at least the amount of the mortgage or the replacement cost of the home. This cost can vary on the property size and extras being insured, as well as the insurance company and the municipality. The cost can vary anywhere from $250-$600 plus HST for most properties.

The appraisal provides the lenders with a professional opinion of the market value of the property. This cost is normally the borrower’s responsibility and it ranges as low as $100 for a drive-by appraisal to as much as $200 for a full appraisal, and the average being $175, plus HST. Occasionally, the costs could be slightly higher for larger, custom-built homes, or homes in remote parts.

A professional inspection of the home, top to bottom, is for the benefit of the buyer, therefore, that’s who absorbs the cost. A typical home inspection can cost anywhere from $350-$450 plus HST, but our opinion is that they are well worth the investment. New home buyers may not worry about it, but a definite must for buyers purchasing properties older than 5 years. When hiring a home inspector, make sure the inspector has liability insurance, just in case a mistake is made.

Today, most lenders require title insurance to protect against losses in the event of a property ownership dispute. This is purchased through your lawyer/notary and costs $100 – $300.

On a high-ratio insured mortgage (mortgages above 75% of the purchase price), the mortgage insurer (CMHC or GE Capital) charges a fee of $165-$185 for applying and processing the file, as well as appraising the property. On new homes, this fee drops to $75. HST is in addition to this fee.

An estimate should be made for closing adjustments for bills that the seller has prepaid such as property taxes, utility bills, and other charges. Any bills after the closing date are the purchaser’s responsibility. Your lawyer/notary will let you know what they are exactly once the various searches have been completed.

On the purchase of a newly constructed home, HST is payable, but make sure you know who pays this, you or the builder. Therefore, on the offer, the purchase price will say “Plus HST” or “HST Included”, and who gets the HST new home rebate. A lot of builders have included this cost into the purchase price so that the buyer does not have to come up with that at closing. (As well, this tax is also charged on all professional fees).

As the owner and operator of this website, I, Behrooz Givehchi, explicitly deny any association with or representation as a mortgage agent or mortgage broker. Furthermore, this website serves solely for informational purposes. Also, users should not interpret the content provided on this platform as legal, financial, or professional advice. It is crucial to acknowledge that the information presented here is for general knowledge purposes only.

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